CoverageFit Landlord Score

Is Your Rental Actually Covered?

Most landlord policies look fine — until something actually goes wrong. Check your Rental Coverage Score in about 60 seconds.

Get My Rental Coverage Score →Call/Text DylanNo obligation · Educational self-check

✓ Policy structure

✓ Loss of rent

✓ Liability exposure

Most landlords don’t realize:

The score tool helps surface the areas most landlords are unsure about before a claim forces the answer.

Your Score Reveals Risk Areas

Policy type, income protection, liability, vacancy, water damage, and tenant insurance.

Policy may not be structured as a rental

Loss of rent may not be covered

Liability limits may not match the exposure

Question 1 of 7

This tool is educational only and is not a coverage determination, quote, or policy review. Actual coverage depends on policy language, endorsements, eligibility, and underwriting guidelines.

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Score Result

Based on your answers, there are a few areas that may deserve a closer look — especially around how your policy is structured for your rental property.

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What this could mean in a real claim:If a major loss happens — like water damage, liability, or a tenant issue — gaps in policy structure can show up at the worst time. This is where many rental owners find out their coverage was not built the way they thought.

Want to see how this actually applies to your policy?

Your score is a starting point. A Rental Coverage Fit Review gives you a clearer look at how your actual policy is structured.

Policy structure checkIs the property insured as a true rental, or is there a mismatch in how the policy is set up?

Income protection checkDoes the policy address rental income if a covered claim makes the property unlivable?

Liability and gap checkAre liability limits, tenant requirements, water concerns, and occupancy details aligned with the real exposure?

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No pressure. The goal is to see what looks solid, what may be limited, and what deserves attention before a claim forces the issue.

No pressure. Just a clear next step based on your situation.

Back to CoverageFit Landlord

This score is directional and educational only. It does not confirm coverage or identify every possible gap.

Built for rental ownersFocused on landlord risk, not general home insurance.

Reviewed by Dylan HaysbertInsurance Producer with coverage support through Virginia Tam Insurance Agency.

Powered by CoverageFitUse the score to decide whether a full Coverage Fit Review makes sense.